If you're new to South Carolina or planning to move here the following is general information about your car or truck from the Department of Motor Vehicles.

If you purchase a new or used vehicle or move to South Carolina from another state, you must apply for a new vehicle title and registration. It is important to note that South Carolina will only issue a certificate of title for a vehicle that is physically located in South Carolina.

Vehicles must be registered every two years. Passenger vehicle registrations are renewed every other year in the month you first registered your vehicle in South Carolina. A renewal sticker will be issued each year after you pay your property taxes. You may renew your vehicle registration through the mail when you pay your property taxes. For more information visit the South Carolina Department of Motor Vehicle website at www.scdmvonline.com.

If you're new to North Carolina or planning a move to North Carolina the following general information about your car or truck is from the North Carolina Department of Motor Vehicles.

In the case of new residents, you must register your motor vehicle at the expiration of the time granted by reciprocity agreement between North Carolina and your prior state of residence (usually 30 days) or when gainful employment is accepted, whichever occurs first. For more information see the North Carolina Department of Transportation website at www.ncdot.org.

How Does South Carolina Law Affect Your Auto Insurance Choices?

In South Carolina, state law requires all drivers to be financially responsible for any damaged caused by their cars. Purchasing liability insurance is the most common way to comply with this law. In addition, state law requires you to keep proof of insurance with you at all times and show it to law enforcement officers if they ask to see it. As an alternative, some drivers may qualify to pay a $550 annual fee to drive without insurance (subject to certain requirements). this fee does not cover your costs if you have an accident; it simply means you can legally drive your care without insurance. If an accident is your fault, you are still responsible for the injuries or damages you cause.

What Auto Insurance Coverages Are Required?

Liability and Uninsured Motorist coverages at minimum limits of $15,000/$30,000/$10,000 are required by law.

• Liability coverage pays for damage to other people and their property.



• Uninsured Motorist coverage protects you if you have an accident with an at-fault uninsured driver.

Contact us today to find out what other optional coverages are available to protect you at 888-935-1800 (or 843-249-6317).