| TERMS OF USE FOR Beach Benefits Insurance
Agency
1. Acceptance of Terms of Use and Amendments.
Each time you use or cause access to this web site, you agree
to be bound by these Terms of Use, and as amended from time
to time with or without notice to you. In addition, if you
are using a particular service on or through this web site,
you will be subject to any rules or guidelines applicable
to those services and they shall be incorporated by reference
into these Terms of Use. Please see our Privacy Policy, which is incorporated into these Terms of
Use by reference.
2. Our Service.
Our web site and services provided to you on and through our
web site on an "AS IS" basis.You agree that the owners of
this web site exclusively reserve the right and may, at any
time and without notice and any liability to you, modify or
discontinue this web site and its services or delete the data
you provide, whether temporarily or permanently. We shall
have no responsibility or liability for the timeliness, deletion,
failure to store, inaccuracy, or improper delivery of any
data or information. ***NO COVERAGES CAN BE BOUND OR CHANGES
MADE TO YOUR POLICY, NEW OR EXISTING, WITHOUT RECEIVING A
WRITTEN BINDER FROM OUR OFFICE. SUBMISSION OF FORMS FROM THIS
SITE DO NOT CONSTITUTE A BINDING COVERAGE AGREEMENT***
3. Privacy Policy.
Registration data and other personally identifiable information
that we may collect is subject to the terms of our Privacy
Policy.
4. Your Conduct.
You agree that all information or data of any kind, whether
text, software, code, music or sound, photographs or graphics,
video or other materials ("Content"), publicly or privately
provided, shall be the sole responsibility of the person providing
the Content or the person whose user account is used. We shall
not be responsible to you in any way for the Content that
appears on this web site nor for any error or omission. You
explicitly agree, in using this web site or any service provided,
that you shall not:
(a) provide any Content or perform any conduct that may be
unlawful, illegal, threatening, harmful, abusive, harassing,
stalking, torturous, defamatory, libelous, vulgar, obscene,
offensive, objectionable, pornographic, designed to or does
interfere or interrupt this web site or any service provided,
infected with a virus or other destructive or deleterious
programming routine, give rise to civil or criminal liability,
or which may violate an applicable local, national or international
law;
(b) impersonate or misrepresent your association with any
person or entity, or forge or otherwise seek to conceal or
misrepresent the origin of any Content provided by you;
(c) collect or harvest any data about other users;
(d) provide or use this web site and any Content or service
in any commercial manner or in any manner that would involve
junk mail, spam, chain letters, pyramid schemes, or any other
form of unauthorized advertising without our prior written
consent;
(e) provide any Content that may give rise to our civil or
criminal liability or which may constitute or be considered
a violation of any local, national or international law, including
but not limited to laws relating to copyright, trademark,
patent, or trade secrets.
5. Disclaimer of warranties.
Your understand and agree that your use of this web site and
any services or content provided (the "service") is made available
and provided to you at your own risk. It is provided to you
"as is" and we expressly disclaim all warranties of any kind,
implied or express, including but not limited to the warranties
of merchantability, fitness for a particular purpose, and
non-infringement.
WE MAKE NO WARRANTY, IMPLIED OR EXPRESS, THAT ANY PART OF
THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, VIRUS-FREE,
TIMELY, SECURE, ACCURATE, RELIABLE, OF ANY QUALITY, NOR THAT
ANY CONTENT IS SAFE IN ANY MANNER FOR DOWNLOAD. YOU UNDERSTAND
AND AGREE THAT NEITHER US NOR ANY PARTICIPANT IN THE SERVICE
PROVIDES PROFESSIONAL ADVICE OF ANY KIND AND THAT USE OF SUCH
ADVICE OR ANY OTHER INFORMATION IS SOLELY AT YOUR OWN RISK
AND WITHOUT OUR LIABILITY OF ANY KIND.
Some jurisdictions may not allow disclaimers of implied warranties
and the above disclaimer may not apply to you only as it relates
to implied warranties.
6. Limitation of liability.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT WE SHALL NOT BE LIABLE
FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL
OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES
FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE
LOSS (EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH
DAMAGES), RESULTING FROM OR ARISING OUT OF (I) THE USE OF
OR THE INABILITY TO USE THE SERVICE, (II) THE COST TO OBTAIN
SUBSTITUTE GOODS AND/OR SERVICES RESULTING FROM ANY TRANSACTION
ENTERED INTO ON THROUGH THE SERVICE, (III) UNAUTHORIZED ACCESS
TO OR ALTERATION OF YOUR DATA TRANSMISSIONS, (IV) STATEMENTS
OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE, OR (V) ANY OTHER
MATTER RELATING TO THE SERVICE.
In some jurisdictions, it is not permitted to limit liability
and therefore such limitations may not apply to you.
7. Reservation of Rights.
We reserve all of our rights, including but not limited to
any and all copyrights, trademarks, patents, trade secrets,
and any other proprietary right that we may have in our web
site, its content, and the goods and services that may be
provided. The use of our rights and property requires our
prior written consent. We are not providing you with any implied
or express licenses or rights by making services available
to you and you will have no rights to make any commercial
uses of our web site or service without our prior written
consent.
8. Notification of Copyright Infringement.
If you believe that your property has been used in any way
that would be considered copyright infringement or a violation
of your intellectual property rights, our copyright agent
may be contacted at the following address:
450 Hwy 90 East, Suite B, Little River, SC 29566
9. Applicable Law.
You agree that this Terms of Use and any dispute arising out
of your use of this web site or our products or services shall
be governed by and construed in accordance with local laws
where the headquarters of the owner of this web site is located,
without regard to its conflict of law provisions. By registering
or using this web site and service you consent and submit
to the exclusive jurisdiction and venue of the county or city
where the headquarters of the owner of this web site is located.
10. Miscellaneous Information.
(i) In the event that this Terms of Use conflicts with any
law under which any provision may be held invalid by a court
with jurisdiction over the parties, such provision will be
interpreted to reflect the original intentions of the parties
in accordance with applicable law, and the remainder of this
Terms of Use will remain valid and intact; (ii) The failure
of either party to assert any right under this Terms of Use
shall not be considered a waiver of any that party's right
and that right will remain in full force and effect; (iii)
You agree that without regard to any statue or contrary law
that any claim or cause arising out of this web site or its
services must be filed within one (1) year after such claim
or cause arose or the claim shall be forever barred; (iv)
We may assign our rights and obligations under this Terms
of Use and we shall be relieved of any further obligation
Privacy Policy
Introduction.
We take your right to privacy seriously and want you to feel
comfortable using our web site. This Privacy Policy deals
with personally identifiable information (referred to as "Data"
below) that may be collected by us on our site. This Policy
does not apply to other entities that we do not own or control
or persons that are not our employees, agents or within our
control. Please take time to read our Terms of Use.
1. Collection of Data.
Our process requires a significant amount of information collection
in order that we may appropriately serve you. Required fields
are indicated. Providing us with other information is at your
option. Please take note that your name, e-mail address, or
other submissions that you make on this site may contain your
real name or other personally identifiable information. Like
many web sites, we may also automatically receive general
information that is contained in our server log files such
as your IP address and cookie information. Information about
how advertising may be served on this site (if at all) is
set forth below.
2. Use of Data.
We may use Data to customize and improve your user experience
on this site. We will make efforts so that your Data will
not be provided to third parties unless (i) provided for otherwise
in this Privacy Policy; (ii) we obtain your consent, such
as when you choose to opt-in or opt-out to the sharing of
Data; (iii) a service provided on our site requires the interaction
with or is provided by a third party, by way of example an
Application Service Provider; (iv) pursuant to legal process
or law enforcement; (v) we find that your use of this site
violates our this Policy, Terms of Service, other usage guidelines
or as deemed reasonably necessary by us to protect our legal
rights and/or property; (vi) or (vi) this site is purchased
by a third party whereby that third party will be able to
use the Data in the same manner as we can as set forth in
this Policy. In the event you choose to use links that appear
on our site to visit other web sites, you are advised to read
the privacy policies that appear on those sites.
3. Cookies.
Like many web sites, we set and use cookies to enhance your
user experience, such as retaining your personal settings.
Advertisements may appear on our web site and, if so, may
set and access cookies on your computer and is subject to
the privacy policy of those parties providing the advertisement.
If advertising is present on our site, the companies serving
the advertising do not have access to our cookies. These companies
usually use non-personally identifiable or anonymous codes
to obtain information about your visits to our site.
4. Changes to this Privacy Policy.
We may make changes to this Policy from time to time. We will
notify you of substantial changes to this Policy either by
posting a prominent announcement on our site and/or by sending
a message to the e-mail address you have provided to us that
is contained within your user settings.
5. No guarantees.
While this Privacy Policy states our standards for maintenance
of Data and we will make efforts to meet them, we are not
in a position to guarantee these standards. There may be factors
beyond our control that may result in disclosure of data.
As a consequence, we disclaim any warranties or representations
relating to maintenance or nondisclosure of Data.
6. Contact Information.
If you have any questions about this Policy or our web site,
please feel free to contact our webmaster.
|
